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Terms Of Use

Section 1: Regulatory Status

Figure Markets Ireland Limited (“Figure Markets Ireland”) is a company incorporated in Ireland with company number 753781. Figure Markets Ireland is registered as a Virtual Asset Service Provider (“VASP””) with the Central Bank of Ireland (or “CBI”) under registration number C528839. This registration is specific to Anti-Money Laundering (“AML”) and Countering the Financing of Terrorism (“CFT") purposes.

Figure Markets Ireland is registered by the CBI to provide the following regulated Virtual Asset Services:

  1. Exchange between Virtual Assets and Fiat Currencies: Facilitating transactions where virtual assets are exchanged for traditional currencies.
  2. Exchange between Virtual Assets: Facilitating transactions where one form of virtual asset is exchanged for another.
  3. Transfer of Virtual Assets: Conducting transactions that move virtual assets from one address or account to another on behalf of a customer.

These regulated or ‘registered’ services (collectively, the “Services”) are provided under applicable Irish law and EU regulations, including the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010–2021 and GDPR.

LIMITATIONS of VASP REGISTRATION Figure Markets Ireland’s VASP registration does not authorize it to provide investment, legal, or tax advisory services. Nor does it allow for services falling under the Markets in Financial Instruments Directive II (“MiFID II”). Customers accessing the Services are solely responsible for determining their suitability under Irish law and applicable local regulations.

COMPLIANCE WITH MiCAR MiCAR will introduce harmonized EU-wide standards for Crypto-Asset Service Providers (“CASPs”) starting December 2024. Figure Markets Ireland is actively preparing to transition to full compliance with MiCAR, which may result in changes to the scope, availability, or terms of the Services.

Client Notification: Customers will be informed in advance of material changes required to comply with MiCAR. Updated terms will be made available on the Website or through direct communication.

Client Notifications: We will notify clients of material changes required to comply with MiCAR through updates to these Website Terms of Use, the Customer Agreement, or other incorporated documents.

Jurisdictional Restrictions: Certain services may be restricted in specific jurisdictions due to regulatory requirements. For more information, please review the Risk Disclosures Document.

OTHER SERVICES WITHIN THE FIGURE MARKETS GROUP Certain services or products referenced on the Website or available through the App may be offered by other entities within the Figure Markets Group (as defined below). These services:

  • May not be regulated by the Central Bank of Ireland, EU regulations, or any equivalent authority.
  • Are subject to the laws and regulations of the jurisdictions in which the respective entities operate.

Liability Disclaimer: Figure Markets Ireland disclaims all liability for the activities, products, or services offered by other group entities. Customers accessing such services are solely responsible for compliance with the laws and regulations of their respective jurisdictions.

Section 2: Purpose of the Website and Access to Services

PURPOSE OF THE WEBSITE The Website, www.figuremarkets.com (“Website”), is designed to provide general information about the products and services offered by Figure Markets Holdings Inc. and its subsidiaries, including Figure Markets Ireland (the “Figure Markets Group”).

The Figure Markets Mobile App (“App”), is owned and operated by Figure Markets Holdings Inc. (“FMHI”), serves as a global platform for accessing information and services provided by the Figure Markets Group. However, regulated Virtual Asset Services accessible via the App are offered by Figure Markets Ireland and are subject to jurisdiction-specific requirements, including tailored compliance processes for residents of the European Union (EU). EU users may encounter specific questions or requirements designed to ensure adherence to applicable EU regulations such as Regulation (EU) 2023/1114 on Markets in Crypto-Assets (“MiCAR”) and General Data Protection Regulation ((EU) 2016/679) (“GDPR”) and the Data Protection Act 2018 (Ireland).

ACCESS TO SERVICES

  1. App as the Gateway:
    • Virtual Asset Services authorized / approved under Figure Markets Ireland’s VASP registration are only accessible via the App. 2.** Other Services:**
    • Certain products or services referenced on the Website or available through the App may be provided by other Figure Markets group entities. These services:
      • Are not regulated by the Central Bank of Ireland.
      • Are subject to the regulatory requirements and consumer protection standards of their respective jurisdictions.

JURISDICTIONAL ISSUES

  1. Availability of Services:
    • The availability of the regulated services through the App is subject to jurisdictional limitations. Figure Markets Ireland may restrict or prohibit certain products, features, or services in specific jurisdictions due to actual or potential regulatory restrictions.
  2. User Responsibility for Compliance:
    • Users of this Website and the App are responsible for observing all applicable laws and regulations in their relevant jurisdictions before proceeding to access the information or services provided.
    • By proceeding to access the Website or App, users represent and warrant that:
      • The applicable laws and regulations of their jurisdiction allow such access.
      • Their engagement does not subject Figure Markets Ireland to any additional registration, licensing, or regulatory obligations in their jurisdiction.
  3. Prohibited Locations: Access to Figure Markets Ireland’s regulated Services are restricted in certain jurisdictions, as detailed in the Risk Disclosures Document. These restrictions are subject to change at the sole discretion of Figure Markets Ireland without prior notice.
  4. Right to Restrict Access: Figure Markets Ireland reserves the right to limit or block access to the Website, App, or Services for any person, geographic region, or jurisdiction at its sole discretion.

LIABILITY DISCLAIMER Figure Markets Ireland disclaims all liability for:

  1. Information Accuracy: The accuracy, completeness, or reliability of information provided on the Website.
  2. Group Entity Services: Any products or services offered by other entities within the Figure Markets Group.
  3. Jurisdictional Compliance: Legal or regulatory issues arising from user actions or access in restricted jurisdictions.

Section 3: Other Terms

Additional terms apply to your use of this Website, as outlined below. These terms are integral to understanding your rights and obligations when accessing our Website or engaging with Figure Markets Ireland’s Services. 1. Jurisdictional Restrictions While the App is globally available, jurisdictional restrictions apply to certain services or features. Figure Markets Ireland reserves the right to limit or block access to regulated services based on local legal and regulatory frameworks. For example, EU residents are subject to tailored compliance processes, which may include region-specific questions or verification requirements. Users are responsible for ensuring their use of the App and Services complies with the laws of their jurisdiction.

  1. Incorporated Terms: By using this Website, you also agree to the following terms, which are incorporated by reference: Client Terms and Conditions: Governing your use of the regulated Virtual Asset Services provided by Figure Markets Ireland. Risk Disclosures Document: Outlining the risks associated with using Virtual Asset Services and accessing related information. Privacy Policy: Explaining how we collect, use, and protect your personal data, in compliance with GDPR. Cookie Policy: Providing information about the cookies used on our Website and how you can manage them.

  2. Regulatory Updates: As Figure Markets Ireland transitions to full compliance with MiCAR, we may update these terms to reflect regulatory changes. Customers will be notified of material updates in advance, and continued use of the Website constitutes acceptance of the updated terms.

  3. Relationship with Other Documents

These Website Terms of Use incorporate by reference the following additional terms, which govern your use of our services and Website:

  1. Customer Agreement: Governs your access to and use of the regulated services provided by Figure Markets Ireland.
  2. Risk Disclosures Document: Outlines the risks associated with digital asset trading and related activities.
  3. Privacy Policy: Explains how we collect, use, and protect your personal data, in compliance with GDPR.
  4. Cookie Policy: Provides information about the cookies used on our Website and how you can manage them.

Binding Nature: By accepting these Website Terms of Use, you acknowledge and agree to the terms outlined in these documents. Continued use of the Website or services constitutes acceptance of updates to these documents.

Section 4: Acceptance of These Website Terms of Use

By accessing or using this Website, you agree to be legally bound by these Website Terms of Use (“Terms”). This includes all additional terms incorporated by reference, as outlined herein.

USER DECLARATION: By using this Website, you confirm that:

  1. You accept these Terms and agree to comply with them.
  2. You acknowledge and agree to the limitations of liability and disclaimers outlined herein. If you do not agree to these Terms, you must not use this Website.

RECOMMENDATION: We encourage users to print or save a copy of these Terms for their records and to review them periodically for updates.

Section 5: Changes to These Terms and/or Website

  1. Amendments to Terms: We may amend these Terms at any time to reflect changes in the law, regulatory requirements, or our Services, as well as our users’ needs and business priorities.
  2. Notification of Changes: Where material changes are made, we will provide notice via the Website or email.
  3. Binding Nature: Continued use of the Website following such updates constitutes acceptance of the revised Terms.
  4. User Responsibility: It is your responsibility to regularly review these Terms and the incorporated documents to stay informed about updates.
  5. Website Updates: We may update and change the content or functionality of our Website from time to time to reflect (but not limited to):
    • Changes in applicable laws and regulations (e.g., MiCAR).
    • Adjustments to our Services, business priorities, or technical infrastructure.

SUSPENSION OR WITHDRAWAL OF THE WEBSITE We do not guarantee that our Website, or any content on it, will always be available or uninterrupted.

  1. Right to Suspend or Withdraw:
    • We may suspend, withdraw, or restrict the availability of all or any part of our Website for business, operational, or regulatory reasons.
    • Reasonable efforts will be made to notify users in advance of planned suspensions or withdrawals, but we may not always be able to provide notice for urgent changes.
  2. Liability Disclaimer:
    • We disclaim all liability for any loss or damage arising from the unavailability, suspension, or withdrawal of the Website. Users are responsible for implementing contingency measures to mitigate potential interruptions.

USER RESPONSIBILITY FOR ACCESS Users accessing the Website are responsible for ensuring:

  1. Third-Party Awareness:
    • All individuals accessing the Website or App via their internet connection or account are aware of these Terms and other applicable conditions.
    • Users must ensure compliance with these Terms by third parties accessing the Website or App under their control.
  2. Security of Access:
    • Users must take appropriate measures to safeguard their access credentials to prevent unauthorized use of the Website or App.

FREE ACCESS DISCLAIMER The Website is provided free of charge for informational purposes only.

  1. No Warranties or Guarantees:
    • Free access to the Website does not imply any warranties, guarantees, or assurances regarding the accuracy, availability, or suitability of the content.
    • Figure Markets Ireland disclaims all liability for reliance on information provided on the Website.

WE MAY TRANSFER THESE TERMS TO SOMEONE ELSE

  1. Right to Transfer: We may transfer our rights and obligations under these Terms to another organization, including as part of a corporate restructuring or transfer of business.
  2. User Notification: Where such a transfer occurs, we will notify users in writing. Any transfer will not affect users’ rights under these Terms.
  3. No Liability for Transfer: Figure Markets Ireland disclaims liability for any losses arising from the transfer, provided users' rights remain unaffected.

Section 5: How You May Use Material on Our Website

  1. Intellectual Property Rights

    • The relevant entities within the Figure Markets Group are the owner or licensee of all intellectual property rights in the Website, including its design, functionality, and all material published on it. These works are protected by applicable copyright laws and international treaties. All rights are reserved.
    • The App and its related infrastructure are owned and operated by FMHI, which also provides unregulated ancillary services and technical support. However, regulated Virtual Asset Services within the EU are provided solely by Figure Markets Ireland under its VASP registration with the Central Bank of Ireland. Compliance requirements, including tailored user questions, may vary by jurisdiction."

  2. Permitted Use

  • You may:
    1. Print or download one copy of any page(s) from the Website for your personal use.
    2. Share links to content posted on the Website, provided it is for non-commercial purposes and the content remains unaltered.
    3. Draw the attention of others within your organization to content on the Website, provided they comply with these Terms.
  1. Prohibited Uses
  • You must not:
    1. Modify the paper or digital copies of any materials you have printed, downloaded, or shared.
    2. Use illustrations, photographs, video or audio sequences, graphics, or other materials separately from accompanying text.
    3. Use any content on the Website for commercial purposes without obtaining a prior written license from Figure Markets Ireland or its licensors.
    4. Engage in unauthorized automated activities, such as scraping, crawling, or using bots to access, copy, or monitor content on the Website.
    5. Redistribute, rehost, or embed Website content on third-party platforms without prior written consent.

  1. Acknowledgment of Authors and Sources Our status (and that of any identified contributors) as the authors of content on the Website must always be acknowledged. This includes citations for text, graphics, or media content.

  2. Enforcement of Terms

  • If you print, copy, download, share, or repost any part of the Website in breach of these Terms:
    1. Your right to use the Website will cease immediately.
    2. At our option, you must return, delete, or destroy any copies of the materials you have made.
    3. We reserve the right to pursue legal action, including claims for damages and injunctive relief, to protect our intellectual property rights.

Section 6: No Text or Data Mining, or Web Scraping

  1. Prohibition of Automated Activities You shall not conduct, facilitate, authorize, or permit any text or data mining, web scraping, spoofing, or similar activities in relation to our Website, its content, or any services provided through or in connection with the Website. Prohibited activities include, but are not limited to:

    • Using or attempting to use any automated device, program, tool, algorithm, or methodology (including but not limited to “robots,” “bots,” “spiders,” “scrapers,” or similar tools) to access, obtain, copy, monitor, or republish any portion of the Website, its data, or its content.
    • Employing any automated analytical techniques to analyze text, data, or other digital content on the Website for generating information, including patterns, trends, or correlations.

  2. Legislative References The provisions of this clause expressly reserve our rights under Article 4(3) of the Digital Copyright Directive ((EU) 2019/790) regarding the prohibition of text and data mining. Unauthorized access, scraping, or mining of personal data may also breach the GDPR, particularly where such activities involve the collection or processing of personal data without a lawful basis.

  3. Express Reservation of Rights This clause constitutes an express reservation of all intellectual property and database rights, including but not limited to rights under the Digital Copyright Directive ((EU) 2019/790). We reserve the right to seek damages, injunctive relief, and any other remedies available under applicable laws against individuals or entities that breach these provisions.

  4. Limited Exceptions This clause does not apply to activities that are explicitly permitted by applicable law and cannot be excluded or limited by contract, such as text and data mining for research purposes under Article 3 or Article 4 of the Digital Copyright Directive. Users must contact us to request authorization for any such activities in compliance with applicable laws.

  5. Enforcement and Liability If you engage in unauthorized text or data mining, web scraping, or similar activities: Your access to the Website may be suspended or terminated immediately. You may be liable for damages, including costs associated with investigating and mitigating the unauthorized activity. We reserve the right to report such activities to regulatory authorities where they involve a breach of GDPR or other applicable laws.

  6. User Responsibility Users are responsible for ensuring that their use of the Website complies with this clause and all applicable laws, including GDPR. Unauthorized activities may result in both civil and criminal liability.

Section 7: Do Not Rely on Information on this Website

  1. General Disclaimer: The content on our Website is provided for general informational purposes only. It does not constitute financial, legal, tax, or other professional advice on which you should rely. You should obtain independent professional advice before taking or refraining from any action based on the content of our Website. The value of assets, including crypto assets, may go down as well as up, and past performance is not indicative of future results.

  2. No Representations or Warranties: While we make reasonable efforts to ensure the information on our Website is accurate and up to date, we do not represent, warrant, or guarantee, whether express or implied, that the content is complete, accurate, or current. We disclaim liability for any reliance placed on the content of our Website by users or third parties.

NO RECOMMENDATIONS

  1. No Personal Recommendations: Any information provided on our Website, including details about digital assets, their terms, historic performance, or trading ideas, is for informational purposes only. We do not provide personal recommendations or advice regarding the suitability, merits, or risks of any digital assets or transactions. You are solely responsible for evaluating the information and making your own decisions.

  2. No Suitability Assessment: For the avoidance of doubt, we are not required to assess the suitability or appropriateness of any investment or service offered or provided by us.

  3. No Legal or Tax Advice: We do not provide legal or tax advice. If you require such advice, you should consult your own professional legal or tax advisers.

THIRD-PARTY WEBSITE LINKS

  1. Disclaimer on Third-Party Content:
    • Links to third-party websites or resources are provided for your convenience and informational purposes only.
    • The inclusion of these links does not constitute approval or endorsement of the content, services, or resources available on third-party sites.
  2. No Control Over Third-Party Content:
    • We have no control over the content of third-party websites and disclaim all liability for any loss or damage arising from your use of such links or reliance on their content.

USER-GENERATED CONTENT IS NOT APPROVED BY US

  1. No Approval or Verification:
    • This Website may include information, materials, or comments uploaded by other users, including on social media pages, bulletin boards, or chat rooms. Such content has not been verified or approved by us.
  2. Disclaimer on User Views:
    • The views expressed by other users do not represent our views or values. We disclaim liability for any loss or damage arising from reliance on such content.
  3. Reporting Inappropriate Content:
    • If you encounter content that you believe violates these Terms or applicable laws, please report it to us immediately via the contact details provided on the Website.

GDPR COMPLIANCE FOR USER-GENERATED CONTENT By uploading content to the Website, you confirm that you have the necessary rights to do so and that the content does not violate GDPR or other applicable data protection laws.

DATA PROTECTION COMPLIANCE

  1. GDPR Obligations: Any collection, processing, or storage of personal data through your use of this Website is subject to the provisions of the GDPR and the Data Protection Act 2018 (Ireland).
  2. Your Responsibility: You must not engage in activities that involve unauthorized access, use, or sharing of personal data obtained from this Website. If you believe your personal data has been compromised, please notify us immediately at the contact details provided in our Privacy Policy.
  3. Cross-Reference to Privacy Policy: For further details about how we handle personal data, please refer to our Privacy Policy.

MiCAR and MiFID II Alignment All information on the Website is provided in compliance with MiFID II and MiCAR regulations and should not be interpreted as a solicitation, promotion, or endorsement of any investment activity.

Liability Limitation: To the fullest extent permitted by law, we disclaim all liability for any loss, damage, or expense arising from your use of or reliance on any content, resources, or links provided on the Website.

Section 8: Our Responsibility for Loss or Damage Suffered by You

  1. Unlawful Exclusions
    • We do not exclude or limit our liability to you where it would be unlawful to do so. This includes liability for:
      • Death or personal injury caused by our negligence or the negligence of our employees, agents, or subcontractors.
      • Fraud or fraudulent misrepresentation.
      • Breach of any obligations under the GDPR where applicable.
  2. Specific Exclusions for the Website
    • We exclude all implied conditions, warranties, representations, or other terms that may apply to our Website or any content on it.
    • Different limitations and exclusions of liability apply to the supply of services, as outlined in our Client Terms and Conditions.
  3. General Liability Exclusions
    • To the fullest extent permitted by law, we will not be liable to you for any loss or damage arising under or in connection with:
      • Use of, or inability to use, our Website.
      • Reliance on any content displayed on our Website.
      • System outages, technical failures, or interruptions to Website availability.
    • In particular, we will not be liable for:
      • Loss of profits, sales, business, or revenue.
      • Business interruption or operational delays.
      • Loss of anticipated savings.
      • Loss of business opportunity, goodwill, or reputation.
      • Indirect or consequential loss or damage.
  4. Limitations Related to Third Parties
    • We disclaim liability for any loss or damage caused by third-party links, content, or services referenced on or accessed through our Website.
    • This includes any loss or damage arising from reliance on information or services provided by third-party websites or resources.
  5. Exclusions Related to Virtual Assets and Regulatory Changes
    • We are not liable for losses caused by:
      • Changes to the value of virtual assets, including due to market volatility or regulatory developments (e.g., MiCAR implementation).
      • Regulatory restrictions that limit or prevent access to our Services or the Website in certain jurisdictions.
  6. User Responsibility
    • Users are responsible for:
      • Ensuring secure access to their accounts and safeguarding their credentials.
      • Implementing appropriate measures to mitigate potential losses, such as backup systems or third-party security tools.
  7. Force Majeure
    • We will not be liable for any failure or delay in performing our obligations due to events beyond our reasonable control, including but not limited to acts of God, regulatory changes, cyberattacks, or technical failures.

Section 9: Viruses

  1. NO RESPONSIBILITY FOR VIRUSES OR SECURITY RISKS
    • We do not guarantee that our Website will be secure or free from bugs, viruses, or other vulnerabilities.
    • You are responsible for:
      • Configuring your information technology, software, and devices to access our Website securely.
      • Using appropriate and up-to-date virus protection and security software to safeguard your systems.
  2. PROHIBITED ACTIVITIES You must not misuse our Website or attempt to compromise its security by:
    1. Knowingly introducing viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material.
    2. Attempting to gain unauthorized access to:
      • Our Website, its servers, or databases.
      • Any other computer systems or databases connected to our Website.
    3. Attacking our Website via:
      • A denial-of-service attack (DoS).
      • A distributed denial-of-service attack (DDoS).
    4. Using automated tools such as bots, scrapers, or spiders to exploit vulnerabilities or extract data without authorization.
  3. LEGAL CONSEQUENCES
    • By breaching this provision, you may commit a criminal offence under Directive 2013/40/EU on attacks against information systems, as well as applicable Irish laws, including the Criminal Damage Act 1991 and the Data Protection Act 2018 (where applicable).
    • We will report any such breaches to relevant law enforcement authorities and will cooperate fully, including disclosing your identity.
  4. CONSEQUENCES FOR BREACH
    • If you breach this provision:
      1. Your right to use our Website will cease immediately.
      2. We reserve the right to seek damages and injunctive relief for any loss or harm caused by your actions.
      3. You may face civil or criminal liability under applicable laws.

Section 10: Rules about Linking to our Site

  1. Permitted Links

    • You may link to our home page, provided:
      1. The link is fair, legal, and does not damage our reputation or take unfair advantage of it.
      2. The link does not create any false association, approval, or endorsement by Figure Markets Ireland where none exists.

  2. Prohibited Links

    • You must not:
      1. Establish a link to our Website on any website that is not owned by you or for which you do not have express authorization.
      2. Use links in a way that infringes on our intellectual property rights or is misleading, defamatory, or otherwise harmful.
      3. Frame or embed our Website on any other website or create links to any part of our Website other than the home page without prior written consent.

  3. Reservation of Rights

    • We reserve the right to:
      1. Withdraw linking permission without notice at our sole discretion.
      2. Seek damages or injunctive relief if unauthorized linking results in harm to Figure Markets Ireland or breaches these Terms.

  4. User Responsibility

    • You are solely responsible for ensuring that linking to our Website complies with applicable laws and these Terms.

  5. Liability Disclaimer

    • Figure Markets Ireland disclaims liability for any loss, damage, or expense arising from unauthorized linking, embedding, or framing of our Website.

Section 11: Which Country’s Laws Apply to Any Disputes?

  1. Governing Law
    • These Terms, their subject matter, and their formation (including any non-contractual disputes or claims) are governed by Irish law.
  2. Jurisdiction
    • Both parties agree to submit to the exclusive jurisdiction of the courts of the Republic of Ireland.
  3. Cross-Border Disputes
    • If you access the Website from outside Ireland, you are responsible for ensuring compliance with local laws. Accessing the Website does not establish jurisdiction in any other country.
  4. Arbitration Option
    • For certain disputes, Figure Markets Ireland may offer arbitration as an alternative dispute resolution mechanism. Details will be provided at our discretion.

Section 12: Our Trademarks are Registered

Figure Markets and the associated logo are registered trademarks of Figure Markets Holdings Inc. and other relevant entities in the Figure Markets Group. The trademarks “Provenance” and “GoFigure” are registered EU Trademarks (EUTMs) owned by Figure Technologies Inc. All rights are reserved. You are not permitted to use them without our written approval. Figure Markets Ireland reserves the right to seek damages, injunctive relief, or other remedies for any infringement of intellectual property rights.

Section 13: Disclaimer Relating to Digital Assets

  1. Trading Risks
    1. Trading in digital assets involves a high degree of risk and may not be suitable for all investors.
    2. The value of digital assets can fluctuate significantly, leading to substantial financial losses, including the total loss of your investment.
    3. Before trading in digital assets, you should carefully consider:
      • Your investment objectives.
      • Your level of experience.
      • Your risk tolerance.
  2. Jurisdictional Restrictions
    • The information on this Website is not intended for distribution to, or use by, any person or entity in a jurisdiction or country where such distribution or use would:
      1. Contravene applicable laws or regulations.
      2. Subject Figure Markets Ireland to any registration or licensing requirements within such jurisdiction.
    • It is your responsibility to ensure compliance with local laws and regulations before accessing this Website or using its services.
  3. No Advice Provided
    • The information provided on this Website is for general informational purposes only.
    • It does not constitute investment, financial, legal, or professional advice.
    • Before making investment decisions, you should consult a qualified financial advisor or other professional to determine what is appropriate for your individual needs.
  4. Liability Disclaimer
    • While we make reasonable efforts to ensure the accuracy and completeness of the information on this Website, we make no guarantees, representations, or warranties, whether express or implied, regarding its accuracy, completeness, or suitability.
    • We disclaim all liability for:
      1. Errors or omissions in the information provided.
      2. Actions taken based on reliance on the information.
      3. Losses or damages arising from your use of this Website or the services provided on it.
  5. Information Subject to Change
    • The information provided on this Website is subject to change without notice.
    • We reserve the right to modify, suspend, or discontinue any services provided on this Website at our sole discretion and without prior notice.
  6. User Acknowledgment
    • By accessing and using this Website, you:
      1. Acknowledge the risks associated with trading in digital assets.
      2. Agree to hold Figure Markets Ireland harmless for any losses or damages resulting from your use of this Website or the services provided.

Section 14: Disclaimer Relating to Market Data on Website

  1. Purpose and Limitations of Market Data
    • Market data is provided solely for informational purposes and should not be used:
      1. As the basis for trading decisions.
      2. As a substitute for professional financial or investment advice.
    • The market data on this Website is intended as a general reference guide only and does not constitute:
      1. A recommendation to buy, sell, or hold any digital asset, security, or financial instrument.
      2. Investment advice or a solicitation to engage in trading activities.
  2. Accuracy and Completeness
    • Market data provided on this Website:
      1. Is sourced from third-party providers.
      2. May not be real-time, accurate, or complete.
    • We make no guarantees, representations, or warranties, whether express or implied, about the accuracy, completeness, or timeliness of the market data.
  3. Liability Disclaimer
    • To the fullest extent permitted by law, we disclaim all liability for:
      1. Errors, omissions, or inaccuracies in the market data.
      2. Losses or damages resulting from reliance on the market data or other information provided.
    • Market data is provided “as is” without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
  4. User Responsibility
    • Any reliance you place on market data or other information is at your own risk.
    • You should consult with a qualified financial advisor before making investment decisions.
  5. Updates and Changes to Market Data
    • Market data is subject to change without notice.
    • We reserve the right to modify or discontinue the provision of market data at our sole discretion.

These Terms were most recently updated in November 2024.

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650 California, Suite 2700

San Francisco CA 94108

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